In Part 1, we’ve managed to save RM500 (!!!) in just 6 tips, so without further ado, let’s continue with six more tips that can help you to save a further RM350 in just 30 days!





#7 – Sell something online
Give yourself a pat on the back if you’re already an accomplished saver. Now, take it one level further and think of how you can make money (well, besides your day job). The satisfaction of making money, no matter how small the amount, may motivate you to clean up your life by getting rid of things you don’t need, and even prompt you to think of how to increase your earnings. Sites like eBay allow you to reach a wider audience, while mobile marketplace apps like Carousell can help you connect with local buyers. Maybe it’s time to get rid of that impulse purchase Chanel blusher or limited edition pair of unworn Nike trainers.
Amount saved(made): RM2 to RM100

#8 – Only buy things that you need
This is a question of mind over matter. Implement a rule on yourself to buy only the things that you need instead of those you want. Ask yourself questions like ‘Do I really need this?‘, ‘How many do I already have?’ and ‘Can the old one still be used?‘ when considering a purchase, and you’ll discover that most of the things we pick up can be put back on the shelf. If it’s not broken, don’t replace it; if you already have it, you don’t need another (new) one.
Amount saved: RM15 to (potentially) RM3,000

Image from StockMonkeys

Image from StockMonkeys

#9 – Make use of free gifts, vouchers and coupons
When it comes to saving money, vouchers and coupons can help you to save a significant amount, especially if you’re the type to indulge in a little good food or pampering session. Groupon always has deals for food, so if you spot one for a restaurant you’ve been wanting to try, it’s a good idea to get the deal and use it as soon as possible. (I cannot stress this enough, as many people often buy and forget about it.) Likewise, if your current membership or credit card offers perks, discounts or promotions for services or goods you often purchase, take advantage of it.
Amount saved: RM10 to RM100

#10 – Prepare your own lunch
It is estimated that Malaysians spend at least RM3,900 a year on lunch alone. That’s about RM300 per month just for lunch. Why not make an effort to prepare and pack your own lunch each week? You can switch up the menu each time you prep, from salads and sandwiches to noodles or rice. If preparing lunch sounds like a tall order, you can still save money by bringing leftovers from dinner for lunch the next day by cooking a little extra in the evening; just pop it into the microwave come lunch time for a quick hot meal.
Amount saved: RM50 to RM150

#11 – D.I.Y. repairs
Hiring a plumber or handyman can be expensive, especially when it’s just a minor household fix-it like a leaking tap, clogged shower head or chipped walls. The internet (and YouTube) is a wonderful way to find useful do-it-yourself guides and tutorials, and it will save you a lot of money that would otherwise be used to hire other people to do. Talking about D.I.Y., ladies especially can also save a lot on personal grooming such as manicures and facials, by skipping the saloon manicure and painting your own nails, or putting on a sheet mask (or homemade mask paste) instead of scheduling an expensive facial session.
Amount saved: RM50 to RM300

#12 – Haggle/bargain/negotiate
Bargaining may not be everybody’s strong point, but sometimes asking for a discount may pay off, if you are willing to just ask. Haggling with the employee at Tesco over a bunch of bananas may be fruitless (pun intended), but if you’re looking to buy a shoe rack from Courts, you may be able to negotiate a discount for the display model or even a brand new one.
Amount saved: RM20 to RM300

Feel free to use this image just link to

Bonus #13 – Keep a jar for spare change
Placing a jar or piggy bank at the entrance to your home or in your bedroom is a great way to collect spare change from your bag or pockets. Make a habit of emptying your bag or pockets when you walk in the door or bedroom, and you may be (pleasantly) surprised by the amount that can add up over time. It will also come in handy when you’re heading out just to buy a loaf of bread or newspaper from nearby shops and need some loose change.
Amount saved: RM5 to RM50

Total savings: RM850.00 (approximate)

Of course, this is just a broad estimate of how much you can save each month, depending on your personal finances and spending habits. Regardless of the total amount of money you are able to save, remember that every little bit counts, and it will definitely add up in the long run. Personally, I find #2, #3, #8 and #10 most effective, so it’s up to you to find ways that are best suited to help you in your quest to save money.

Business Insider Malaysia (link)
MoneyTalks News (link)